Welcome to Healthy NY

Coverage for Eligible Small Businesses, Sole Proprietors and Individuals

• New! Healthy NY Healthcore Upstate Pilot Project

  Benefit Specialists of NY, a subsidiary of the Greater Syracuse Chamber of Commerce, has been awarded a contract to develop and administer Healthy NY's second health insurance pilot project. The pilot project is called Healthcore -- A Healthy NY Initiative. This pilot project will serve Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Onondaga, Oneida and Oswego counties, located in Central New York. United Healthcare will offer Healthcore for the pilot project enrollees. Enrollees will receive a 15% premium subsidy, with an additional 5% subsidy for completing a confidential health risk assessment. Benefit Specialists of NY will affiliate with other local chambers of commerce and community and corporate partners to conduct outreach and education strategies to reach the uninsured.

  If you are a resident of Central New York, please contact Benefit Specialists of NY for more information about the Healthy NY Upstate Pilot Project. Please visit the Healthcore Web site at www.hnyhealthcore.com or call 800-427-1551 or (315) 470-1930.

• Healthy NY Eligibility Screener

  The new Healthy NY Eligibility Screener allows you to answer a quick series of questions to determine whether you might be eligible for Healthy NY.

• Healthy NY Guidebooks & Applications

  These applications and guidebooks are in Adobe PDF format (*.pdf), which requires the Adobe Acrobat Reader.

  • Individuals and Sole Proprietors
  • Small Employers
• Information for Students
• Information on the Federal Tax Credit for TAA and PBGC Recipients

The Health Care Reform Act of 2000 introduced a program entitled "Healthy NY" which promotes access to quality health care by providing comprehensive health insurance to those citizens who need it most.

The Healthy NY program is designed to assist small business owners in providing their employees and their employees’ families with the health insurance they need and deserve. In addition, uninsured sole proprietors and workers whose employers do not provide health insurance may also purchase comprehensive coverage directly through the Healthy NY program.

All HMOs in New York State offer the streamlined, yet comprehensive Healthy NY health insurance benefit packages to eligible businesses and individuals. Healthy NY includes health benefits that cover essential health needs including inpatient and outpatient hospital services, physician services, maternity care, preventative health services, diagnostic and x-ray services, and emergency services. Applicants may now choose a benefit package with a limited prescription drug benefit or a benefit package without a prescription drug benefit.

Although Healthy NY is available to small employers, sole proprietors, and uninsured working individuals, each group has its own set of eligibility criteria and participation rules. It is suggested when using this site that you first determine which category you fall into based upon your own personal circumstance. Once you have identified your category, you may then proceed to the appropriate heading to review the applicable rules and criteria.