Homeowners Insurance Information For Consumers

Consumers index page

Welcome to the Homeowners Insurance Resource Center

For most of us our home is our most valuable financial asset, but it’s also a vulnerable asset. A windstorm can blow your roof off, a burglar can steal your home entertainment system, or a neighbor could trip and fall on your front step. To provide protection from the financial risks associated with these potential disasters, most New Yorkers purchase a homeowners multi-peril policy. A homeowners policy wraps a number of coverages-- fire, windstorm, theft, liability—into one convenient package.

This resource center is designed to help homeowners choose the right coverage, the right company, and the right price. The center will familiarize you with basic homeowners’ terms, describe the major policies that are available, and provide important shopping tips. Separate sections devoted to renters and condominium owners are under construction, however much of the advice in this resource center is also applicable to renters and condominium owners. You can also consult our Consumer Shopping Guide for Homeowners and Tenants Insurance which is available on our Web site.

New Yorkers have long enjoyed a competitive homeowners insurance market. In fact, nearly 200 insurers currently write homeowners insurance in New York State and these companies generate over $2 billion in annual premium. This resource center will help you choose among these insurers in order to provide the best protection for you and your family.

Select the appropriate subject from the links below:

Consumers index page

Consumer Shopping Guide links:

Homeowners Guide links:

Other Homeowners links: